1. Introduction
Welcome to our platform. By using our services, you agree to these terms.

2. User Responsibilities
Users must provide accurate information and comply with all applicable laws.

3. Payments & Refunds
All payments are final and non-refundable unless legally required.

4. Privacy Policy
We respect your privacy and securely handle personal data.

5. Account Suspension
We reserve the right to suspend accounts violating our policies.

6. Changes to Terms
We may update these terms, and continued use implies acceptance.

7. Contact Us
For queries, reach out to our support team.